PROFESSIONAL INSURANCE OR ERRORS & OMISSIONS (E&O)

Professional liability insurance—also known as Errors and Omissions (E&O) insurance—protects businesses and professionals against claims of negligence, mistakes, or failure to deliver promised services that result in a client’s financial loss. It’s essential for service-based professionals who provide advice, consulting, or technical expertise.

Professional Liability / E&O Insurance

This coverage steps in when a client alleges that your professional services caused them harm due to:

• Errors : Mistakes in work, calculations, or advice
• Omissions : Failing to perform a duty or deliver a promised service
• Negligence : Not meeting the expected standard of care in your field

Even if the claim is unfounded, E&O insurance helps cover legal defense costs, settlements, and judgments